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  <url>
    <loc>https://www.binsurance.com/home</loc>
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    <lastmod>2026-07-17</lastmod>
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      <image:title>Home - We’re here to help</image:title>
      <image:caption>Whether it’s your loved ones, your property, or your business — Bouvier is here to help you protect what is most important. Want to learn more about us?</image:caption>
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      <image:title>Home - More than insurance</image:title>
      <image:caption>We’re well-versed in a wide variety of Group Benefits and Employee Services in addition to our Life &amp; Health offerings.</image:caption>
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  <url>
    <loc>https://www.binsurance.com/contact-us</loc>
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    <lastmod>2024-06-12</lastmod>
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      <image:title>Contact Us</image:title>
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  <url>
    <loc>https://www.binsurance.com/commercial</loc>
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    <lastmod>2022-01-18</lastmod>
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  <url>
    <loc>https://www.binsurance.com/request-a-quote</loc>
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    <lastmod>2023-09-11</lastmod>
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  <url>
    <loc>https://www.binsurance.com/condos</loc>
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    <lastmod>2022-03-01</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612902561483-L9LWPAKVX96DGGJC0QQ7/condo%252Bgirl.jpg</image:loc>
      <image:title>Condos - Condo coverage is our specialty!</image:title>
      <image:caption>At Bouvier Insurance we are dedicated to educating both our associations and unit owners to coverage nuances provided by the master and individual unit owner policies. We are comprised of an educated team of agents that can provide a customized review of your master policy and counsel you on the various coverages that should be purchased by a unit owner via an HO-6 policy. Let our team of knowledgeable professionals help you understand what options you have and guide you to the best condominium master or individual insurance coverage that suits your specific needs. Bouvier’s insurance professionals will make sense of confusing coverage details. We offer no-obligation policy reviews of your association’s current insurance program and quotes to help ensure that you have no coverage gaps or overlaps.</image:caption>
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  <url>
    <loc>https://www.binsurance.com/west-hartford</loc>
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    <lastmod>2026-07-20</lastmod>
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  <url>
    <loc>https://www.binsurance.com/about-us</loc>
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    <priority>0.75</priority>
    <lastmod>2026-09-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1613510967988-AE727FBAM2VFPAG3YYIU/bouvier+portraits.png</image:loc>
      <image:title>About - About us</image:title>
      <image:caption>Bouvier Insurance, formerly Bouvier Beckwith &amp; Lennox (BBL), Inc. was established by Robert F. Bouvier in 1959 and has grown into a full service insurance agency now led by his son Robert R. Bouvier, handling all types of insurance from our home office in West Hartford, CT with branch locations throughout Connecticut as well as Westerly, RI; Nashville, TN; and Atlanta, GA. Our agency was built on honesty and integrity and has grown over the last sixty-plus years as a direct result of our reputation. Our outstanding track record is due in part to the quality of our work and the exemplary customer service we provide to each of our personal and commercial clients. We are proud to say that we have stayed true to our values and are committed to the clients and communities we serve. As we look forward to our next 50 years, our promise to our clients is that we will remember where we came from, and approach the future with our attention on maintaining consistency and integrity in all our decisions. First and foremost, we know our future success hinges on nurturing the wonderful relationships we have built. Our focus remains on representing the finest insurance carriers in the industry and delivering the best value and service for our customer’s insurance dollar. We take pride in the work that we do and strive to share our expertise with you. Find out more about all things insurance from our Insurance Wisdom blog! In loving memory of Robert F. Bouvier</image:caption>
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  </url>
  <url>
    <loc>https://www.binsurance.com/personal</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/4791a7f2-1f9e-482c-ab0a-61e7f0ae47d7/auto+24.jpg</image:loc>
      <image:title>Personal - Automobile Insurance</image:title>
      <image:caption>In Connecticut, like most states, you must be able to prove that you can pay for damage in the event of an accident. Since most of us can’t pay out of pocket for such a large expense, insurance gives us the ability to cover the costs. Bouvier can look at your current policy and ensure that you’re protected financially by selecting the right amount of coverage while also reviewing what type of discounts that would apply based on your specific situation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612899411382-719KS6BSCF9N5C3TV4EV/homeowners.jpg</image:loc>
      <image:title>Personal - Homeowners, Condominium or Renters</image:title>
      <image:caption>Homeownership is one of the biggest investments one can make. Bouvier can provide a review of your current policy to ensure that your home is properly protected in the event of a loss. As a condo owner, you are responsible for your personal property, personal liability inside the unit, and possibly any improvements made. We can review the bylaws and provide a policy tailored to the master association policy to ensure you are properly protected. Visit our condominium section for more information. If you rent your home or apartment, it is up to you as the renter to insure your personal items and personal liability. Bouvier wants to make sure what matters to you is protected.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612899842872-2JMPPWMLPRSGR4ZIESDM/umbrella%2Bboy.jpg</image:loc>
      <image:title>Personal - Umbrella</image:title>
      <image:caption>Umbrella policies are designed to provide added liability limits above your automobile and homeowners insurance, as well as recreational vehicles. For example, you cause an accident and injure the other driver. The hospital bills total $600,000 but you only have $250,000 in liability on your automobile policy. Without an umbrella policy, you are responsible for the remaining $350,000. If you have any of the following exposures you should consider an umbrella policy: youth drivers, in- or above-ground pools, trampoline, horses, any type of recreational or boat – just to name a few. Umbrella polices are very affordable and can give you the extra security you need.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612900469207-38R4T8GUDAWOKFY6IXND/boat.jpg</image:loc>
      <image:title>Personal - Boats &amp; Recreational Vehicles</image:title>
      <image:caption>Whether you are out on the open water or towing your boat with your vehicle, we can make sure you are adequately covered. Boat insurance can provide protection against physical damage to your boat, engine and equipment as well as liability coverage. In addition to your standard insurance we can also offer a wide range of insurance products to cover your recreational vehicles including: motorcycles, ATVs, antique automobiles, snowmobiles, jet skis, motor homes, mobile homes, trailers, scooters, golf carts etc.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612900814853-BT1LU0GAFJ9IMQM5GFB1/marsh.jpg</image:loc>
      <image:title>Personal - Flood</image:title>
      <image:caption>Your standard homeowner’s policy does not cover you for flood damage. A flood can be caused by rain, rising stream, or a manmade event such as a fire hydrant failure, water main break or even sewer backup. A flood is defined by the National Flood Insurance Program (NFIP) as “an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties.” Even a mere inch of water has the potential of causing nearly $25,000 worth of damage. Bouvier can help you determine your specific need and make sure your home and belongings are protected in the event of severe types of water damage.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1612901047394-86LSD6H8WE2R1VKZ9VTR/hiking+couple.jpg</image:loc>
      <image:title>Personal - Personal Life and Health</image:title>
      <image:caption>An untimely death can have a dramatic effect on your family. If you need help determining your life insurance needs, we are here to help. Here are a few reasons why you may need life insurance: Replacement of lost income: When your family will suffer financially from your death in the form of loss of income. Debt repayment: Many people buy life insurance to insure that a mortgage or loan is paid off at their death. Education funding: Don’t let a pre-mature death affect your goal of putting your children through college. Estate preservation: To make sure that your estate is passed on to your heirs without estate tax “shrinkage.” Life insurance can be a necessary tool to pay off Uncle Sam.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.binsurance.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/unit-owner-ho-6-quote</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-09</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/life-health</loc>
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    <priority>0.75</priority>
    <lastmod>2021-05-10</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/bethel</loc>
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    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/atlanta</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/nashville</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/old-lyme</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/westerly</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/simsbury</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/waterford</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-30</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/master-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-09-11</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/claims-contact-info</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-29</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/mtac</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/03270044-0046-405f-951a-f92cd9fb5289/MTAC+landscape+images.jpg</image:loc>
      <image:title>MTAC</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/925dccf7-89b4-4187-b256-3585891b88fb/mtac-logo.png</image:loc>
      <image:title>MTAC - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/aa224731-9140-4afb-ab47-29b7071cb331/Acadia+Logo.png</image:loc>
      <image:title>MTAC - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/b8b4b405-9100-40d1-8d12-ccb3cf5f0556/BI+logo+whB.png</image:loc>
      <image:title>MTAC - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.binsurance.com/employee-directory</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/8a86dd2e-ffeb-4e49-ab23-f84bf4240603/Stephanie+Antriasian.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Stephanie Antriasian Employee Benefits Service Staff Benefits Account Executive Stephanie.Antriasian@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e27c2777-453f-49f8-8f24-6083df34385e/Amanda+Atad.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Amanda Atad, CLCS Commercial Lines Service Staff Commercial Lines Marketing Specialist Amanda.Atad@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/3de37b50-090a-4f15-8e42-966bbd591088/Betsy+Avery.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Betsy Avery Sales Staff Insurance Advisor Betsy.Avery@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/56a7cd30-691f-44b4-aad6-ebd9105e70bd/Kristine+Barry.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kristine Barry Commercial Lines Service Staff Commercial Lines Technical Support Krissy.Barry@hubinternational.com Bethel</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/2bcb6c35-7cbf-418f-880e-4e6d8a8f924f/Heather+Baton.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Heather Baton, ACSR Personal Lines Service Staff Personal Lines Account Manager Heather.Baton@hubinternational.com Westerly</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/61eeebb3-ef37-4869-9908-2cc85bedab01/Courtney+Beauchaine.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Courtney Beauchaine Employee Benefits Service Staff Benefits Administrative Assistant Courtney.Beauchaine@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/f0d10cd8-c82c-43f8-b8f2-48fb97f3bc5c/Erin+Blette+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Erin Blette, CLCS Commercial Lines Service Staff Commercial Lines Marketing Specialist Erin.Blette@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e0adf042-3641-4013-a596-db7261433f85/Kellen+Bouvier.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kellen Bouvier, SBCS, CLCS, CPIA, APRI Sales Staff Insurance Advisor Kellen.Bouvier@hubinternational.com Marietta, GA &amp; Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/589f4960-b9f6-42eb-8596-3bd0d4766206/Nicole+Pilon.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Nicole J. Bouvier Executive Management Team Directing Partner Nicole.Bouvier@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e2d58019-62fc-48bc-814d-0535e59ea7e4/Rich+Bouvier.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Richard J. Bouvier, CIC, CRM, CIRMS Executive Management Team Directing Partner Rich.Bouvier@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/af67c2d1-3ae5-4d5d-9f95-4d5dbb5aa4fe/Rob+Bouvier.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Rob Bouvier Executive Management Team President Rob.Bouvier@hubinternational.com West Hartford, Westerly</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1113ef5e-ce6e-4d66-8644-cf30d04ebcbd/Angela+Burgess+-+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Angie Burgess Personal Lines Service Staff Personal Lines Account Manager Angela.Burgess@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c3692cb8-3729-4817-a339-510935e8acfd/Amanda+Bylina.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Amanda Bylina, CIC, CISR Commercial Lines Service Staff Commercial Lines Manager Amanda.Bylina@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/07de1caa-332d-4eaa-b94a-bbbad012f352/Amanda+Cadiz+2024.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Amanda Cadiz Personal Lines Service Staff Personal Lines Senior Technical Support Amanda.Cadiz@hubinternational.com West Hartford</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/f67420b9-1ed7-4e0f-9476-964cd513d460/Jeanne+Campbell.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Jeanne Campbell Commercial Lines Service Staff Commercial Lines Marketing Specialist Jeanne.Campbell@hubinternational.com Bethel</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/0e4f9f1c-d9e4-454b-9cd5-dbbce7c07675/Lisa+Caminiti.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Lisa Caminiti Service Staff Executive Assistant Lisa.Caminiti@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/2ed603c7-7462-4ffd-aeca-5e0e743255ea/Chelsea+Cannon+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Chelsea Cannon, ACSR Commercial Lines Service Staff Commercial Lines Service Coordinator Chelsea.Cannon@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/fab0e5d9-f94a-4a16-a235-0b0041dc4a1c/Leah+Carroll+2025.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Leah Carroll Personal Lines Service Staff Personal Lines Associate Technical Support Leah.Carroll@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d1e46960-3f9a-4811-a08c-76256b51d182/Bruno+Caruso.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Bruno Caruso, CLCS Commercial Lines Service Staff Commercial Lines Marketing Specialist Bruno.Caruso@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/3e879fdd-6097-4000-a377-2c9279e26842/Autumn+Chaffee.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Autumn Chaffee, CIC, AIC, AAI, ACSR Commercial Lines Service Staff Commercial Lines Account Executive Autumn.Chaffee@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/76a5c20e-503f-4f0e-8766-55aad02cd391/Kathryne+Childrey+-+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kate Childrey Commercial Lines Service Staff Commercial Lines Auditor &amp; Trainer Kate.Childrey@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/70c1c14f-1da5-4e2d-94a3-34a3ce967d55/Christopher+Cole.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Christopher Cole Personal Lines Service Staff Personal Lines Account Manager Christopher.Cole@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/984ad85e-c0e0-4168-8a01-e33df36f5e5c/Emily+Comeau+2024.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Emily Comeau Executive Management Team Chief Financial Officer Emily.Comeau@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c455dbdc-b340-4502-ba31-ea637ee5ae96/Alexander+Connell+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Alexander Connell, CIC Commercial Lines Service Staff Commercial Lines Service Coordinator Alexander.Connell@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/10380c58-3bad-4597-ae87-1f49a01cfc57/Wendy+Correll.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Wendy Correll Commercial Lines Service Staff Commercial Lines Account Executive Wendy.Correll@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/2ab743fa-2aec-4360-ae3d-141c81d5ad08/Karen+Couball.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Karen Couball Commercial Lines Service Staff Commercial Lines Account Executive Karen.Couball@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/00df07cd-d67e-4354-9d64-af7a103b139d/Matthew+Cunningham.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Matthew Cunningham, PLCS Commercial Lines Service Staff Commercial Lines Marketing Executive Matthew.Cunningham@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/044b62b1-b121-435e-ace8-49e22811c806/sq_Ken+Davidson+2025.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kenneth Davidson Commercial Lines Service Staff Commercial Lines Account Manager Kenneth.Davidson@hubinternational.com Marietta, GA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/a15b960b-739a-440c-a2e3-9a840684faa8/Tina+Howe.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Tina DeCarlo, ACSR, CPIW Commercial Lines Service Staff Commercial Lines Account Manager Tina.Decarlo@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d2190d91-6e18-4fa7-8c47-27d0f6be1d3c/Jennifer+Denysenko+-+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Jen Denysenko Personal Lines Service Staff Personal Lines Technical Support Coordinator Jennifer.Denysenko@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/78a8e369-5307-4735-bcfe-da6eb61241d7/Tanya+Deveau+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Tanya Deveau, PLCS, CPIA Personal Lines Service Staff Personal Lines Claims Specialist Tanya.Deveau@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/5246823a-9b29-4159-b08c-1473abfb8ecf/Shelley+DiGiacomo+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Shelley DiGiacomo Personal Lines Service Staff Personal Lines Technical Support Shelley.Digiacomo@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/bfe45891-2ebe-498c-93df-d51e7ec0068c/Pablo+Dongarra+2025.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Pablo Dongarra Commercial Lines Service Staff Commercial Lines Account Manager Pablo.Dongarra@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/2943ebe7-4528-4d5e-87aa-682a24e1e867/Tara+Eloranto.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Tara Eloranto, CIC Commercial Lines Service Staff Commercial Lines Account Executive Tara.Eloranto@hubinternational.com Bethel</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d238b176-9aa9-4184-8050-0f8eea78431d/Saundra+Etchison+2024_edit.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Saundra Etchison, CIC, CIRMS, CISR Management Team Director of Commercial Lines -Southeast Saundra.Etchison@hubinternational.com Atlanta, GA &amp; Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/71819c74-0e15-4afb-8b82-db384cfb2cff/Paula+Falcetta.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Paula Falcetta Personal Lines Service Staff Personal Lines Account Executive Paula.Falcetta@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/81fe9c4c-422c-449b-a4eb-e49369395419/Pablo+Feliciano.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Pablo Feliciano Personal Lines Service Staff Personal Lines Account Manager Pablo.Feliciano@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/ccf4d484-71e6-486c-afbd-a84bf52dfc8f/Macy+Fenalson+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Macy Fenlason Personal Lines Service Staff Personal Lines Account Manager Macy.Fenlason@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/932ff41b-ab0a-4db0-b080-9658a2e7f665/Tracy+Fillian+2023.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Tracy Fillian Commercial Lines Service Staff Commercial Lines Technical Support Coordinator Tracy.Fillian@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/59f18e21-f8ed-47c8-b239-9eba68e87aa4/Brendan+Flanagan.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Brendan Flanagan, CIRMS, CLCS Sales Staff Insurance Advisor Brendan.Flanagan@hubinternational.com Boston, MA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/59af0318-1bdf-4349-ae67-fd02677d9833/Thomas+Fresher+23.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Thomas Fresher Commercial Lines Service Staff Commercial Lines Marketing Specialist Thomas.Fresher@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/927d93da-4662-471d-9ea4-cb28b469deef/Jodi+Fusaro+2024.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Jodi Fusaro, ACSR Commercial Lines Service Staff Commercial Lines Account Executive Jodi.Fusaro@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/93dbdef5-a3a9-4ef9-a0cf-a8b65aed7e9d/Karen+Garrison+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Karen Garrison Commercial Lines Service Staff Commercial Lines Marketing Specialist Karen.Garrison@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/995ebdfd-e552-4d18-af5d-a4bfb101a1ee/Kris+Geer+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kris Geer, ACSR, CPIA, CISR Personal Lines Service Staff Personal Lines Team Development Coordinator Kris.Geer@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/5ebdc466-961a-4b3f-bf7e-a3f042fafa63/Debbie+Germano.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Debbi Germano, CISR, AIS, ASLI Commercial Lines Service Staff Commercial Lines Account Executive Debbi.Germano@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/b2e38ba4-82f7-4928-bd78-5429e95c818e/Emily+Gilmore+2024.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Emily Gilmore Automation Staff Automation Assistant Manager Emily.Gilmore@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/5240ee27-a020-4f60-94c1-c656b40cfa27/Brittany+Goodwin+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Brittany Goodwin Personal Lines Service Staff Personal Lines Account Manager Brittany.Goodwin@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/29ef5bc4-63b7-466f-8c5e-29ae37a7dee5/Cathy+Hernandez.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Cathy Hernandez, CIC, CISR, CPIA Commercial Lines Service Staff Commercial Lines Account Executive Cathy.Hernandez@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/19012bfe-e7ff-4d91-b3f6-3631cf8c94ae/Linda+Jennings.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Linda Jennings Commercial Lines Service Staff Commercial Lines Senior Account Executive Linda.Jennings@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c85abed8-5a38-47e4-9793-bc89bad21846/Erin+Joyal.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Erin Joyal Commercial Lines Service Staff Commercial Lines Senior Claims Specialist Erin.Joyal@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/6028471b-0f75-4fc8-b3cf-6b9e7e0bfd71/Callie+Johnson+2025.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Callista Johnson Commercial Lines Service Staff Commercial Lines Marketing Representative Callista.Johnson@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/a06b25e4-d4bc-4175-8be2-7b9422e2f548/Brian+Kelly+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Brian D. Kelly, CIC Sales Staff Insurance Advisor Brian.Kelly@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/69e34de9-6f2a-4048-a3bc-1396216a40cf/Kim+Kurdziel.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kim Kurdziel Sales Staff Insurance Advisor Kim.Kurdziel@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/95164e62-1904-4ef2-a268-b206f5a5125d/Caitlin+Labbie.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Caitlin Labbie, CIC Personal Lines Service Staff Personal Lines Service Coordinator Caitlin.Labbie@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/863bf1c7-e7a0-4d70-ad16-422bc8d5ddad/Linda+Lebron.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Linda Lebron Commercial Lines Service Staff Receptionist &amp; Commercial Lines Technical Support Linda.Lebron@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/613e91e6-3564-42fd-a654-b719baba3921/Kurt+Lillie.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kurt Lillie, CIC, CIRMS, MLIS, CLCS Sales Staff Insurance Advisor Kurt.Lillie@hubinternational.com Marietta, GA &amp; Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/27de5ac0-efc6-4a9c-913b-d191b34e8e51/Annabella+Longo-Marquis+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Annabella Longo Marquis Personal Lines Service Staff Personal Lines Associate Technical Support Annabella.Marquis@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/23f3a5d8-a863-4ca4-a4fa-3c849e2b30de/Ali+Meagher.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Ali Lozano, CIC Management Team Personal Lines Manager Ali.Lozano@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/5299c397-e2be-425a-b83d-057fcd3638dd/Jennifer+MacIntyre.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Jennifer MacIntyre, CIC Personal Lines Service Staff Personal Lines Account Executive Jennifer.MacIntyre@hubinternational.com West Hartford, Bethel</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/70a1f792-c5e5-4cbd-b399-d5f81278119c/Jenna+Mackey.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Jenna Mackey, CIC Executive Management Team Chief Operating Officer Jenna.Mackey@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/df4c4145-9b46-4364-915e-a301a2f0ad80/Bobbi-Jo+Matthewson+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Bobbi-Jo Matthewson, CPIA, ACSR, AAI Management Team Personal Lines Manager Bobbijo.Matthewson@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/810221e4-f4ab-4183-bf23-8ed1988e1625/Pierre+Mathieu.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Pierre Mathieu Personal Lines Service Staff Personal Lines Account Manager Pierre.Mathieu@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/b03c5e47-8e81-43b6-9fcb-6c662bb79669/Anthony+Maurizio.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Anthony Maurizio Personal Lines Service Staff Personal Lines Account Manager Anthony.Maurizio@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/7d2e2a4d-fdd3-4f15-9289-a1bcca19e7a8/Pam+McCarthy.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Pam McCarthy Commercial Lines Service Staff Commercial Lines Account Executive Pam.McCarthy1@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/fbde7713-db50-4ec2-99da-b7025d61cc0f/Jaclyn+McGuigan.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Jaclyn McGuigan, ACSR, CIC Commercial Lines Service Staff Commercial Lines Assistant Manager Jaclyn.McGuigan@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e24c408b-4c83-4aae-97ed-9aca78b52a93/Julie+McMahon.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Julie McMahon Accounting Staff Operations Finance Assistant Julie.McMahon@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/17cf303e-da8a-4602-b30e-d8a64d9c33d9/Crysta+Sullivan.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Crysta McMillian, PLCS Personal Lines Service Staff Personal Lines Account Manager Crysta.McMillian@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/be5998ce-999c-40e3-8e36-07727dd71555/Liz+Mercer.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Liz Mercer Commercial Lines Service Staff Commercial Lines Account Executive Libeth.Mercer@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/a86fe1a6-cab5-4dbf-8d83-8015f41244c2/Pam+MIceli.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Pam Miceli Management Team Manager, Select Business Pamela.Miceli@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/79c0af40-cd09-4583-b914-2619c8aa1f5b/Kenzie+Miner+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Mackenzie Miner, PLCS Personal Lines Service Staff Personal Lines Senior Technical Support Mackenize.Miner@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e3afbe09-f225-4ed7-9c0a-6db0520e3445/Erica+Miskey.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Erica Miskey, CLCS, ACSR Commercial Lines Service Staff Commercial Lines Marketing Specialist Erica.Miskey@hubinternational.com Nashville, TN &amp; West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/53732171-50d3-4cef-bc4a-4613bb3507fb/Lori+Mongillo.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Lori Mongillo Employee Benefits Service Staff Benefits Account Executive Lori.Mongillo@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d5ed8968-41b6-48ea-82cf-03f41c168d4b/Lexy+Monroe.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Lexy Monroe, PLCS, CPIA Personal Lines Service Staff Personal Lines Account Manager Lexy.Monroe@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/f866c8ad-702c-489f-9e0a-bdc05c008110/Lauren+Moore+2024.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Lauren Moore, ACSR Commercial Lines Service Staff Commercial Lines Account Executive Lauren.Moore@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/9c0f402f-61e6-45f8-bca6-b7710a886050/Rachel+Holt+.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Rachel Moore, PLCS Personal Lines Service Staff Personal Lines Marketing Specialist Rachel.Moore@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/b6d8a8af-221b-4915-99c1-273a65ac6797/Kate+Morrison+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Kate Morrison, CIC, CISR Commercial Lines Service Staff Commercial Lines Marketing Specialist Kate.Morrison@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/876f5972-a60e-4575-a8e1-0d6aa37b514b/Tuesday+Page.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Tuesday Page, PLCS Personal Lines Service Staff Personal Lines Account Manager Tuesday.Page@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c8c84eb9-e49a-47c4-bec2-6fc0d43edbeb/Emma+Welch.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Emma Pendegrass Commercial Lines Service Staff Commercial Lines Technical Support Emma.Pendegrass@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/3c0d11d9-cdde-4c9f-85c1-4f5171050100/bouvier+logo.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Marybeth Perrelli Personal Lines Service Staff Personal Lines Senior Technical Support Marybeth.Perrelli@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/06ca74bc-e641-4351-b71f-3e76a2d68c63/Jack+Phelan.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Jack Phelan, CLCS Sales Staff Insurance Advisor Jack.Phelan@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/b7a7a0f9-1b49-460b-94fa-78241ae0fd46/Dave+Pilon.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>David Pilon, CPA, CIRMS Sales Staff Insurance Advisor David.Pilon@hubinternational.com Stamford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d41a3420-8068-4f5d-9c9d-984c19c67502/Cheryl+Plawecki+2023.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Cheryl Plawecki Management Team Director of Commercial Lines Cheryl.Plawecki@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c717f39d-2738-44a6-af1d-1387aa156ac8/Harper+Pratt+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Harper Pratt Commercial Lines Service Staff Commercial Lines Technical Support Harper.Pratt@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/db32076d-366a-435e-b566-544cbd2a9fdf/William+Puckett.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Will Puckett, CLCS Commercial Lines Service Staff Commercial Lines Account Manager William.Puckett@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/fa17914f-8f57-41f0-b163-fa73c85f8b1b/Debbie+Ricci.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Debbie Ricci Personal Lines Service Staff Personal Lines Account Manager Debra.Ricci@hubinternational.com Simsbury</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/22f4a08a-3e04-41ad-9471-63eb8d399041/Jack+Richardson.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Jack Richardson Personal Lines Service Staff Personal Lines Marketing Specialist Jack.Richardson@hubinternational.com West Hartford &amp; Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/18a19df5-19e9-4650-ac81-bdcf63b99abc/April+Robitaille.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>April Robitaille Commercial Lines Service Staff Receptionist &amp; Commercial Line Tech Support April.Robitaille@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/1a304fe9-5194-4a71-aa26-315b8a2513d6/Casey+Robotham.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Casey Robotham, CLCS Commercial Lines Service Staff Commercial Lines Marketing Executive Casey.Robotham@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/fbedd124-c61c-4698-a639-da3fa9542fb0/David+Roessler+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>David Roessler Personal Lines Service Staff Personal Lines Account Manager David.Roessler@hubinternational.com Westerly</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/6570d2bf-ffe1-4d9e-b0c2-60d829eb38b6/Shanae+Rollins+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Shanae D. Rollins, CISR, CLCS Commercial Lines Service Staff Commercial Lines Account Manager Shanae.Rollins@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/4c040b4e-f12f-4bdf-94d3-bd4eb28b5c51/Constance+Rush.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Constance Rush Commercial Lines Service Staff Commercial Lines Service Coordinator Constance.Rush@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/70e2b311-5104-4dec-ac4e-ec8b6913cf38/Samantha+Santacroce.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Samantha Santacroce Personal Lines Service Staff Personal Lines Account Manager Samantha.Santacroce@hubinternational.com Bethel &amp; Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/fdd7e75b-6ceb-448b-81d6-e11ee6e40b8f/Michael+Scanlon.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Michael Scanlon, CLCS, PIA, SBCS Sales Staff Insurance Advisor Michael.Scanlon@hubinternational.com Waterford &amp; Westerly, RI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d2084ea3-6dda-496e-80c3-98b8f54dab5d/Kristyn+Seabra.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Kristyn Seabra, CIC, CISR Management Team Director of Client Experience Kristyn.Seabra@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/62896564-462e-4cd1-8697-8e15bdb10369/Marie+Semino.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Marie Semino, CIC Personal Lines Service Staff Personal Lines Service Coordinator Marie.Semino@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/2df9e72c-6af8-49e9-aa5d-3a57da924276/Patrick+Shea+-+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Patrick Shea Commercial Lines Service Staff Commercial Lines Marketing Assistant Patrick.Shea@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/ec8aa573-cce3-44a8-acfe-d4d69f947a3b/Mallory+Sousa.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Mallory Sousa Personal Lines Service Staff Personal Lines Marketing Specialist Mallory.Sousa@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/d2481637-87e9-4f40-813a-1fc4f7b6dbcc/Bailee+Sheehan+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Bailee Sheehan Commercial Lines Service Staff Commercial Lines Technical Support Bailee.Sheehan@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/c595a5d5-bcd9-4ced-82c7-2b2ef238c995/BilliJo+Sheehan.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Billi Jo Sheehan, CIC Management Team Director of Automation Billijo.Sheehan@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/3d2cf204-0c65-40ca-b0f5-da90b893b491/Megan+Sherry+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Megan Sherry, CLCS, CISR Commercial Lines Service Staff Commercial Lines Associate Account Manager Megan.Sherry@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/db91dac0-9438-4b7b-8929-a34865290d40/Mark+Spinnato+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Mark Spinnato, CIC Sales Staff Insurance Advisor Mark.Spinnato@hubinternational.com Waterford &amp; Westerly, RI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e0611c44-bc77-4d46-887e-a685147f0fad/Jennifer+Stephen.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Jennifer Stephen Employee Benefits Service Staff Benefits Account Executive Jennifer.Stephen@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/855ed35f-4873-40d4-9ea3-096b3a1987fd/Matt+St.+Thomas.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Matt St. Thomas, CIC Sales Staff Insurance Advisor Matthew.Stthomas@hubinternational.com Marietta, GA &amp; Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/0aa2f301-31e3-453d-b1bf-cc36e0d7262d/Caroline+Surdo.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Caroline Surdo Commercial Lines Service Staff Commercial Lines Claims Specialist Caroline.Surdo@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/cd103387-44fe-4723-822d-78d2b493ee4b/Jeffrey+Tanguay.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Jeffrey Tanguay, AILP/PL, CISR, CPIA Personal Lines Service Staff Personal Lines Marketing Specialist Jeffrey.Tanguay@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/024d9099-b872-4d11-bcba-4cb1b3fe5408/Elisha+Thacker+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Elisha Thacker Commercial Lines Service Staff Commercial Lines Account Manager Elisha.Thacker@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/806df0e1-2673-4416-b31b-b292b4a6dda1/Katie+Toolan.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Katie Toolan, CPIA Personal Lines Service Staff Personal Lines Account Manager Katie.Toolan@hubinternational.com Old Lyme</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/f920a299-f7e9-4859-98d2-4f7671858896/Diana+Valencis.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Diana Valencis, ACSR Commercial Lines Service Staff Commercial Lines Account Manager Diana.Valencis@hubinternational.com Waterford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/bf57ac55-7f3b-4b35-88a8-23cefcb91248/Sheila+Valerio.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Sheila Valerio, ACSR, AINS, AAI, AIS, AAI-M, CPIA Commercial Lines Service Staff Commercial Lines Account Executive Sheila.Valerio@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/73867500-bd70-4993-ae58-e122b0287bdc/Delana+Vibbert+2025.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Delana Vibbert Commercial Lines Service Staff Commercial Lines Account Manager Delana.Vibbert@hubinternational.com Nashville, TN</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/0425fc13-860d-4f7b-ae3c-3570c782b7ed/Madison+Wilchak+-+2023.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Madison Wilchak Automation Staff Automation Assistant Madison.Wilchak@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/0390c35f-4151-4004-aee4-9e76ac97b9c4/Elizabeth+Wilkins.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Beth Wilkins, CIC Commercial Lines Service Staff Commercial Lines Team Development Coordinator Beth.Wilkins@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/e3343221-5e0e-42e3-9b52-d892a95cd1aa/Adam+Winters.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Adam Winters Commercial Lines Service Staff Commercial Lines Marketing Executive &amp; Submission Coordinator awinters@binsurance.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/287fde6d-77fb-47cf-b558-2fd5402fc487/Ellie+Winzler.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Ellie Winzler Commercial Lines Service Staff Commercial Lines Account Executive Ellie.Winzler@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/625de414-3390-4d6b-871b-4ec5c9da56e4/Trudi+Mitchell+-+2024.jpg</image:loc>
      <image:title>Employee Directory - Make it stand out</image:title>
      <image:caption>Trudian Woodward Personal Lines Service Staff Personal Lines Account Manager Trudian.Woodward@hubinternational.com West Hartford</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6012e52c09847a2ceb05bbad/7dc9cb2f-8e36-46d2-baad-4b7bafa688f7/Melissa+Yuchniuk.jpg</image:loc>
      <image:title>Employee Directory</image:title>
      <image:caption>Melissa Yuchniuk Service Staff Operations Assistant Melissa.Yuchniuk@hubinternational.com Waterford</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.binsurance.com/restoration-information</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.binsurance.com/stamford</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-07-20</lastmod>
  </url>
</urlset>

