Business Insurance

Bouvier has been my insurance agency for years and for good reason. Recently I encountered some complicated policy changes created by a change in my business structure. Wendy Correll has been fantastic in representing my interests throughout this process. Wendy has been relentless in seeking answers from the insurance companies while keeping me informed of the progress. While I have always been impressed with Bouvier - which is why I have done business with them for years - Wendy’s attention to my account exceeds all expectations. Thank you Wendy!
— Bill Reilly

Our Business Services.

Bouvier Insurance offers Business Insurance products from top-rated insurance suppliers. We offer General Liability Insurance, Property Insurance, Workers Compensation Insurance, Umbrella Insurance coverage, Business Automobile Insurance, Inland Marine Insurance, Ocean Marine Insurance, Insurance for Bonds, Crime Insurance, Business Owner’s Policy, Employment Practices Liability Insurance, Directors and Officers Insurance, Professional Liability Errors and Omissions Insurance, Builder’s Risk Insurance and much, much more.

We also provide speedy and expert handling of your claims should you need to claim a loss against any of your insured items. Click on any of the links from the drop-down menu above to learn more about Bouvier Insurance Business Insurance products, or contact us directly here.

 

Connecticut Property Insurance

Connecticut Property Insurance covers the risk of property loss in a variety of situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

 

Workers’ Compensation Insurance

On-the-job injuries or resultant illnesses can be costly. Not having proper coverage against these expenses means you could be taking a big financial risk. You can cover the cost of medical expenses and disability payments with Workers’ Compensation insurance. Workers’ Compensation insurance policies actually provide two types of protection. One covers the cost of medical expenses and disability payments if employees are injured or exposed to illness-causing substances while on the job. The other provides businesses with liability protection in case they are sued for damages arising from employment-related accidents or diseases. In general, Workers’ Compensation is required by law to be purchased by businesses that have any employees.

Business Auto

Business Auto insurance provides coverage for vehicles that are owned, leased, hired or borrowed by businesses. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semi trailers and business vehicles.

 

Group Health Insurance

Let us help you find a plan that fits your budget and needs. Your employees rely on you to offer benefits that they can rely on. We represent all the major insurance carriers, including Anthem Blue Cross, Aetna, ConnectiCare, Cigna, CBIA Health Connections and Oxford Health Plans. The menu of plan options is daunting, ranging from traditional co-payment plans to High Deductible Health Plans.

 

Liability Coverage

Some of the features of this coverage: General Liability, Employment Practices Liability, Employment Benefits Liability, Professional Liability/Errors & Omissions, D&O Insurance and Builders’ Risk.

Group Benefits

 

Human Resources & Benefit Services

  • Annual Plan Review and Customized Competitive Analysis

  • Employee Orientation and Enrollment Meetings

  • Termination and COBRA Guidance

  • ID Cards

  • Online resources

  • Primary Care Physician changes

  • Benefits Statements

  • Employee Handbooks

  • Claim Resolution

  • Wellness Benefits

  • Online Accounts & Resources

Business Life Insurance

  • Group Life Insurance

  • Buy Sell Agreements

  • Executive Compensation

  • Key Man Insurance

Carrier Resources

  • Group Life Insurance

  • Buy Sell Agreements

  • Executive Compensation

  • Key Man Insurance

Financial Planning

  • Business Perpetuation

  • Pension/Retirement Planning

  • Buy Sell Agreements

  • Executive Compensation

  • Contribution Strategies

Third Party Administrator (TPA) Services Coordination

  • Health Savings Account

  • Health Reimbursement Arrangements

  • Flexible Savings Accounts

  • Section 125 Cafeteria Plans

  • COBRA Administration

Dental/Vision Insurance

  • Preventative, Basic Services, Major Services and Orthodontics

  • DMO

  • PPO

  • Indemnity

Voluntary Benefits

  • Life Insurance

  • Disability Income

  • Dental

  • Long Term Care

Disability Income

  • Short Term Disability

  • Long Term Disability

  • Executive Carve-outs

  • Disability Buy-out

  • Overhead Expenses Protection

 

Let’s get you covered.